Mortgage Run Blog

13th October 2026

The Easiest Way to Get Your First Craigieburn Home

Local buyers are using low deposit schemes and Victorian concessions to step into their own place without waiting years to save.

9th October 2026

Unlock the Secrets to Fixed Rate Loans for First Home Buyers

A practical guide for Werribee first home buyers choosing between fixed and variable rates, with local insights and real scenarios.

14th September 2026

Beginner's Guide to Off-the-Plan Buying in Craigieburn

What first home buyers in Craigieburn need to know about buying off-the-plan, from deposit structures to stamp duty concessions and finance approval timing.

4th August 2026

Top tips to plan your home buying timeline in Truganina

A clear timeline helps you move from thinking about buying to holding the keys, with less uncertainty and fewer delays along the way.

15th July 2026

Do You Know How to Buy a Three Bedroom Home in Tarneit?

A clear guide for first home buyers in Tarneit looking to purchase a three bedroom property with the right deposit, loan structure, and government support.

16th June 2026

How to Buy Your First Apartment with Confidence

A plain-English guide to apartment purchases for first home buyers, from deposit size and lender requirements to body corporate and loan approval.

16th June 2026

Smart Ways to Approach Fixed Rate Loans as a First Home Buyer

How to use fixed rate features to protect your repayments while keeping your options open as a first home buyer.

9th October 2026

Simple hacks to avoid break costs on investment loans

Fixed rate lock-ins can protect your repayments or leave you trapped. Understanding how break costs are calculated helps you decide when to lock in your rate.

5th October 2026

The easiest way to buy a rental property in Craigieburn

A plain-English guide to investment loans, how borrowing works for rental properties, and what you need to know before buying in Craigieburn.

29th September 2026

Top tips to structure your investment loan in Point Cook

How to set up your property loan to suit rental income, tax deductions and your plans for a second or third property down the line.

8th September 2026

Top tips to secure your first investment property loan

Buying your first investment property in Truganina requires a different loan approach than your owner-occupied home, with distinct deposit and serviceability rules.

20th August 2026

Common Mistakes with Negative Gearing in Craigieburn

How recent tax changes affect Craigieburn investors and what you need to know before buying your next rental property.

17th August 2026

Beginner's guide to fixed rate investment loans

Understanding how fixed rates and extra repayments work together on an investment property loan, and what that means for your borrowing in Tarneit.

20th July 2026

Top Strategies to Lock Fixed Rates for Investment Loans

How Werribee property investors can use fixed rate investment loans to protect cashflow and plan for new tax rules coming in 2027.

16th June 2026

Unlock the secrets to fixed rate investment loans

Understanding how fixed rate locks, extra repayment restrictions, and loan structure affect your property investment strategy and cash flow management.

28th September 2026

Why Should Werribee Buyers Understand Home Loan Options?

Making sense of home loan products, features and rate structures so you can choose what works for your property and circumstances in Werribee.

21st September 2026

How to Upgrade Your Family Home in Point Cook

What Point Cook residents need to know about loan structures, borrowing capacity, and timing when moving to a larger home.

15th September 2026

Proven Tips to Make Extra Repayments on Fixed Rate Loans

Understanding how extra repayments work on fixed rate home loans and how a split loan structure can give you both security and flexibility.

8th September 2026

Understanding the basics of house & land packages

What Werribee first home buyers and investors need to know about finance, approvals, and comparing lenders for new builds

31st August 2026

How to Choose the Right Fixed Rate Loan Term

A practical look at fixed rate loan terms for Werribee buyers, including what to consider when locking in and how different terms affect your repayments.

31st August 2026

The easiest way to lock in your home loan rate

Fixed rate home loans give you payment certainty, but only if you understand how they work and when they suit your situation.

4th August 2026

Proven Tips to Choose Variable Rate Home Loans

How variable rate loan terms work and what Truganina buyers should consider when choosing flexible repayment options for their property.

4th August 2026

Proven Tips to Avoid or Reduce Lenders Mortgage Insurance

Understand how LMI works, when you'll pay it, and the strategies that can help you save thousands on your home loan application.

20th July 2026

Common Mistakes with Home Loan Repayment Strategies

How structuring your repayments correctly from the start can build equity faster and save you thousands over the life of your loan

15th July 2026

Why Should You Consider a 10% Deposit Home Loan in Werribee

A smaller deposit can help you secure a home in Werribee sooner, but understanding LMI, loan features, and your options makes all the difference.

15th July 2026

What are Fixed Rate Home Loan Terms and How They Work

Understanding fixed rate loan terms helps you lock in certainty during your repayment period and protect your budget from rate movements.

15th July 2026

Simple hacks to improve loan approval by location

Where you buy determines which lenders say yes, how much deposit you need, and what rates you qualify for.

24th June 2026

Beginner's Guide to Variable Rate Loans & Offset Accounts

How variable rate home loans work with offset accounts, what you actually save, and whether this combination suits your situation.

18th June 2026

The easiest way to understand property ownership

How the type of ownership you choose affects your home loan application, borrowing capacity, and what happens down the track

16th June 2026

Fixed Rate Loans & When to Lock In at Every Life Stage

From your first purchase to pre-retirement, choosing a fixed interest rate home loan depends on where you are and what comes next.

16th June 2026

The easiest way to understand variable rate loan fees

Variable rate home loans come with different fees and costs that can add thousands to your borrowing. Understanding what you're actually paying helps you choose the right loan.

16th June 2026

Top Strategies to Buy a Home in a Better School Zone

Making the move to a quality school catchment is achievable with the right loan structure and borrowing approach for your situation.

9th June 2026

The Pros and Cons of Fixed vs Variable Home Loans

Understanding the trade-offs between rate certainty and flexibility can help you choose a home loan structure that aligns with your financial situation and plans.

9th June 2026

Top tips to secure a home loan for a duplex purchase

Understand how lenders assess dual-occupancy properties and what you need to structure your finance for a duplex that works long-term.

14th September 2026

What is Refinancing to Release Equity for Renovations?

How Tarneit homeowners can access property equity to fund extensions, upgrades, and improvements without selling or using personal savings.

3rd July 2026

Top tips to use your home equity for a second property

How Point Cook homeowners can refinance to unlock equity and turn one property into two without selling first.

24th June 2026

Refinancing: The Costs and Savings to Consider

How switching your home loan in Truganina can reduce what you're paying each month, and what to watch for along the way.

9th June 2026

10 Steps in the Refinance Process & What to Expect

A practical walkthrough of what happens from application to settlement when you refinance, including timeframes, valuation requirements, and documentation.

1st September 2026

Common Mistakes Buying Property with Your SMSF

What Point Cook residents need to know about using super to purchase property, including the 2026 changes to residential loans.

24th June 2026

The Easiest Way to Buy a Storage Facility with SMSF

How Point Cook residents can use a self-managed super fund loan to purchase commercial storage property for retirement income

17th August 2026

Everything you need to know about construction loans

Building your own home in Werribee takes more than council approval and a registered builder - it also requires funding that releases in stages as the work progresses.

17th August 2026

Avoid These 5 Mistakes When Financing Your Investment Build

Construction finance for investment properties works differently to owner-occupied builds, and missing these details can cost you tens of thousands in Point Cook.

30th June 2026

Top Strategies to Fund a Renovation Project in Werribee

How construction loans work when you're buying a property that needs work, and what Werribee buyers should consider before committing to a fixer-upper.

16th June 2026

Top tips to secure finance for land purchase & construction

What to know before buying land and building your custom home, from progressive drawdowns to council approvals and lender requirements.

9th June 2026

Top Strategies to Understand Construction Loan Features

How progressive drawdowns, interest calculations, and contract requirements work when you're financing a new build across Australia

9th June 2026

Car Loan Repayments: What Not to Overlook

Your repayment structure affects what you pay monthly and over the life of your loan, not just how quickly you clear the debt.

16th June 2026

10 Ways First Home Buyers Can Purchase a Semi-Detached

A plain-English guide to deposit options, government schemes, and loan structures that help first home buyers afford a semi-detached property.

16th June 2026

Unlock the secrets to electric vehicle financing

From green car incentives to loan structures that work with battery tech, here's what changes when you finance an electric vehicle in Australia.

16th June 2026

16th June 2026

Everything You Need to Know About Investment Loan Features

From offset accounts to interest-only periods, understanding which loan features suit your property strategy helps you keep more rental income and build wealth faster.

22nd May 2026

What Are the Steps to Build a Property Portfolio

A practical guide to growing your investment property portfolio with the right loan structure, equity use, and borrowing strategy to support long-term wealth.

19th May 2026

How Long Does Home Loan Approval Take

Understanding the timeline from application to settlement helps you plan your property purchase with confidence and avoid delays.

18th May 2026

What Support Is Available for First Home Buyers?

From government schemes that reduce your deposit to concessions that save thousands, here's what you can actually access when buying your first home.

18th May 2026

Benefits of Home Ownership for First Home Buyers

From building equity to choosing how you live, owning your first home brings tangible financial and lifestyle benefits worth understanding before you apply.

18th May 2026

Refinance to Lower Your Interest Rate & Save

If your interest rate feels too high, refinancing could put thousands back in your pocket each year without changing how you live.

13th May 2026

The simplest way to switch from variable to fixed rate

If your home loan is on a variable rate and you're looking for certainty, refinancing to a fixed rate could lock in your repayments and protect you from future rate movements.

13th May 2026

First Home Buyers: Everything About Studio Apartments

Studio apartments can be your entry into the property market, but the lending approach is different from larger properties.

13th May 2026

Property Research Before Applying for a Home Loan

Knowing what you can borrow matters less than knowing which property fits your borrowing capacity and how lenders assess it.

13th May 2026

Variable Rate Home Loan Features That Matter

Understanding the features that make variable rate home loans flexible and how to use them to your advantage

13th May 2026

Fixed Rate Investment Loans: How to Lock In Certainty

Understanding the specific features of fixed rate investment loans and how they can protect your cash flow while building wealth through property.

13th May 2026

How to Purchase a Holiday Home with the Right Loan

Understanding your borrowing options and planning your purchase when you're buying a second property for getaways, rental income, or both.

13th May 2026

Home Loans and Tax: What Property Owners Should Know

Understanding how tax deductions, offset accounts, and loan structures affect your property investment and owner-occupied borrowing decisions.

1st May 2026

Investment Loans for Rental Property: What to Know

How property investment loans work when you're buying a rental property for passive income, from deposits to tax benefits.

1st May 2026

Villa Home Loans: What You Need to Apply and Secure Finance

Purchasing a villa involves different lending criteria and loan structures than buying a traditional house, and understanding these differences helps you prepare effectively.

1st May 2026

Fixed Rate Home Loan Terms: What to Lock In and Why

Understanding how fixed loan terms work and which term length matches your financial position can help you avoid costly mistakes.

1st May 2026

Construction Loan Documentation: What You'll Actually Need

Understanding the paperwork behind construction finance makes the application smoother and helps you prepare for what lenders actually want to see.

1st May 2026

Fixed Rate Home Loan Fees: What First Home Buyers Pay

Understanding the upfront and ongoing costs attached to fixed rate loans helps you budget accurately when buying your first home.

1st May 2026

Construction Loans for Extensions: What to Know

How construction finance works when you're adding to your existing home, what lenders look for, and how progressive drawdowns protect your project.

1st May 2026

Can You Buy a Home in a School Zone with Your Loan?

Purchasing property in sought-after school catchments requires planning your finance differently, from deposit size to how you structure your loan.

17th April 2026

How Does Construction Loan Funding Actually Work?

Understanding progressive drawdown, payment schedules, and what happens between land purchase and your finished home

17th April 2026

Stamp Duty Concessions and Home Loans in Craigieburn

How stamp duty relief for Craigieburn buyers affects your deposit planning, loan structure, and the home loan application process.

17th April 2026

Housing affordability in Tarneit and how to enter

Understanding loan structures, deposit strategies, and property selection helps Tarneit buyers achieve home ownership despite rising prices.

16th April 2026

How to Optimise Your Home Loan Repayment Strategy

Discover effective repayment strategies to build equity faster, reduce interest costs, and achieve home ownership goals in Tarneit.

16th April 2026

What Are Strata Title Properties and How to Finance Them?

Discover how to secure a home loan for your strata title property purchase and understand the unique considerations for Craigieburn buyers.

16th April 2026

Investment Loan Approval: What Werribee Buyers Need

Understanding how lenders assess investor applications helps Werribee property buyers position themselves for approval with the loan amount they need.

16th April 2026

Why Should Economic Factors Influence Your Home Loan?

Understanding how economic conditions in Australia affect your home loan decisions and what Truganina residents need to consider.

16th April 2026

Your Guide to Purchasing a Townhouse with a Home Loan

Everything Point Cook residents need to know about home loan options, rates, and features when buying a townhouse

14th May 2025

Fact or fiction: do property values double every 10 years?

It’s a common belief that real estate values double every decade. But is this true? New research reveals how much home values have increased over the past ten years.

7th May 2025

Albo re-elected: what’s on the board for home buyers and owners?

The votes have been cast and it’s clear Labor will hold the reins of federal government for another 3-year term. We look at what this may mean for first home buyers and current home owners.

30th April 2025

Myth buster: do weekly repayments pay off an offset loan faster?

There’s a common misconception around offset account home loans that making loan repayments more frequently helps to pay off the balance much sooner. We bust that myth and reveal the real secret to harnessing the power of your offset account.

23rd April 2025

Could US tariffs be good news for Aussie home owners?

Tariff-triggered cuts to interest rates could be just around the corner, with Australian borrowers the likely winners if they come to fruition.

16th April 2025

Election 2025: what’s on offer for first home buyers?

Australians will head to the polls on May 3, and with housing affordability shaping up as a key election issue, we unpack how the two major parties are pledging to help first home buyers.

9th April 2025

Home owners notch up gains of $230,000 in just 5 years

Did you know that the average home owner saw their property’s value rise $46,000 per year over the past five years? Today we’ll look at ways you could put that recent increase in equity to further use.

2nd April 2025

Why 1-in-2 families are thinking of refinancing

The RBA may have swiped left on an April rate cut, but plenty of home owners are taking matters into their own hands by refinancing to save on interest with a lower rate.

26th March 2025

Sounds of silence: how traffic noise can impact property values

‘Close to public transport’ is often touted as a plus for home buyers. But new research shows just how much close proximity to a busy road, railway or flight path can impact property values.

19th March 2025

5 fun (and budget-friendly) ideas for an Easter staycation

This Easter offers more than chocolate eggs and hot cross buns. It brings a rare mega-holiday, and if your budget doesn’t stretch to a trip away, check out our tips to enjoy a memorable getaway – at home.

12th March 2025

Low cost renos to help keep your home cosy this autumn

It’s been a long, hot summer, but the seasons are shifting and it’s time to prepare for the cooler months ahead. A few simple improvements could help keep your home snug without overheating your power bills.

5th March 2025

Was that the shortest property downturn ever?

The so-called market ‘downturn’ we saw over the last few months was a blink-and-you-miss-it affair. Home prices are once again on the up. We unpack what’s happening – and why now could be a good time to buy.

26th February 2025

Major change coming to mortgage rules for university grads

Good news for the three million Australians who have a student debt. New rules are on the cards that could soon increase their borrowing power when applying for a home loan.

18th February 2025

RBA cuts the cash rate for the first time since 2020

Finally, a long-awaited reprieve for borrowers. The Reserve Bank of Australia has today cut the cash rate by 25 basis points to 4.10%. How much could this rate cut decrease your monthly mortgage repayments? And can we expect more cuts this year?